Buy To Lets
A buy-to-let mortgage is a loan that's specifically designed for landlords who rent out a property. Just like residential mortgages, you will need good personal credit file with a suitable deposit. The main different is that you are not going to be living in the property. You can apply for mortgage under individual name or through your limited company. We can help both experienced landlords considering to refinance existing portfolio and/ or buy a new property and inexperienced individuals with first investment property purchase. Please get in touch to discuss your individual funding requirement.
- Apply for a minimum of £25,001 and choose a loan term from 3 to 25 years
- Spread the cost over 5 to 30 years
- The maximum Loan to Value (LTV) is 75%
- You must have owned and lived in your existing property for at least 6 months
- Properties must be let under an Assured Shorthold Tenancies (AST) or company let agreement
- One of the applicants must have a minimum basic earned or pension income of £25,000, excluding rental income
Alpha Capital is a Commercial Finance Broker and not a Lender.
Alpha Capital is trading style of Alpha Capital & Debt Advisory Services Ltd, Company Number: 12557280.
Alpha Capital and Debt Advisory Services Ltd is authorised and regulated by the Financial Conduct Authority. Our FCA number is 988370 and this can be checked by visiting www.fca.org.uk/register. Our registered address is Unit 3, 1st Floor, 6-7 St. Mary At Hill, London, EC3R 8EE. Company number 12557280.
We may receive payment from the finance provider should you decide to enter into an agreement with them.