Care Home Mortgages

Care Home Mortgages

Secure the financing you need for your care home venture with Alpha Capital. As a leading provider of tailored mortgage solutions, we specialize in assisting care home operators in obtaining the funding necessary to succeed in this growing industry. Whether you are a new entrant, an existing operator, or a group looking to expand, our expert team is here to guide you every step of the way.

  • Funding based on Freehold & Trading Valuation
  • Apply from £50,000 to £25,000,000
  • Fixed rate and Variable rate options available
  • Terms from 1 – 25 years
  • Lender arrangement fees can be added to loan
  • Margins starting from 2% over Base Rate 


Comprehensive and Impartial Advice

At Alpha Capital, we pride ourselves on offering impartial advice that is fully independent and tailored to your specific needs. Our team has extensive knowledge and experience in the care home sector, enabling us to provide valuable insights and guidance. Whether you require assistance with refinancing, acquisitions, capital raises, buyouts, developments, expansions, or debt restructuring, we have you covered.

Access to the Entire Lending Market

With Alpha Capital, you gain access to the entire lending market, ensuring that you have access to the most competitive funding options available. We work with a wide range of lenders, including specialist lenders, private banks, introducer only lenders, and exclusive challenger bank options. Our extensive network allows us to source high-quality commercial finance solutions tailored to your unique requirements.

Support for New, Existing, and Group Operators

No matter your experience level or business size, Alpha Capital offers a comprehensive service designed to address the specific circumstances of care home operators. For new operators entering the care sector, we provide invaluable support and guidance to help you navigate the complexities of starting a care home business successfully.

Existing operators can benefit from our bespoke services, which are tailored to cover their individual needs. We understand that each operator faces unique challenges, and we strive to create solutions that address your specific circumstances.

If you’re a group operator looking to expand your business through acquisitions, new developments, share transfers, or mergers, Alpha Capital has a proven track record of helping clients achieve their growth objectives. Our expertise in structuring financing solutions for group operators sets us apart from the competition.

Flexible Loan Options and Competitive Rates

When it comes to financing your care home, Alpha Capital offers a range of loan options to suit your needs. From commercial mortgages and large business loans to working capital loans and management buyout finance, we have the expertise to secure the funding you require. Our loan amounts range from £25,000 to £25 million, providing the flexibility necessary to support projects of varying scales.

Additionally, we pride ourselves on sourcing market-leading rates to ensure that you receive the most favorable terms available. Our team diligently evaluates multiple lenders to find the most competitive rates for your care home mortgage.

Expert Guidance for Successful Loan Applications

Applying for a commercial loan can be a complex process, but with Alpha Capital, you’re in safe hands. Our team of finance experts will assist you throughout the loan application process, ensuring that you have the best chance of success. We understand the key information lenders require, such as evidence of business performance, trading accounts, a deposit, proof of experience, income projections, credit history, additional security, and a solid business plan.

As a specialist finance broker with in-depth knowledge of the care sector, Alpha Capital is well-equipped to present your funding proposal to finance providers. With our assistance, you can increase the strength of your proposal and boost your chances of securing the commercial loan you need to make your care home venture a success.

Embrace the Opportunities in the Care Industry

The care industry presents lucrative opportunities for both first-time buyers and experienced operators. With the UK’s ageing population on the rise, the demand for care homes is projected to increase significantly in the coming years. At Alpha Capital, we recognize this trend and are dedicated to helping entrepreneurs and investors capitalize on the growing market.

While the care industry offers promising prospects, navigating the regulatory landscape and maintaining high-quality standards can be challenging. However, with over [XX] years of experience working with care sector operators, Alpha Capital has the expertise to guide you through these challenges and assist you in presenting a strong funding proposal to lenders.

Best Care Home Mortgage 

When it comes to securing a care home mortgage, Alpha Capital is the trusted partner you need. We provide comprehensive, impartial advice, access to the entire lending market, tailored solutions, competitive rates, and excellent service throughout the loan application process. Contact us today to discuss your care home financing needs and experience the difference of working with Alpha Capital.

Alpha Capital, Your Trusted Business Partner

Alpha Capital is a Commercial Finance Broker and not a Lender.

Alpha Capital is trading style of Alpha Capital & Debt Advisory Services Ltd, Company Number: 12557280.

Alpha Capital and Debt Advisory Services Ltd is authorised and regulated by the Financial Conduct Authority. Our FCA number is 988370 and this can be checked by visiting Our registered address is Unit 3, 1st Floor, 6-7 St. Mary At Hill, London, EC3R 8EE. Company number 12557280.

We may receive commissions that will vary depending on the lender, product, or other permissible factors. The nature of any commission model will be confirmed to you before you proceed.’