Commercial Mortgages
Commercial Mortgage Broker
Commercial mortgages are for business owners who are looking to buy a property or land for business use. If you're planning to move, expand or improve your company premises, a commercial mortgage is the best option for you.
Commercial mortgages interest rates are priced individually to meet the strength of the proposal. The rate you are likely to receive is dependent on many variables such as management experience, industry you operate in, business financials, the property itself and security available. Some lenders will also consider long lease as viable security option.
- Apply for a minimum of £25,001 and choose a loan term from 3 to 25 years
- Borrow up to 80% of the property value. In some circumstances we may be able to secure more funding
- Choose between fixed or variable rates
- Capital repayment holidays may be available
- We may be able to help with bespoke terms to suit your requirements
- The property may include an aspect of rental area to a 3rd party
Commercial Investment Mortgages
Commercial investment mortgages are available to individuals and companies looking to purchase or refinance existing commercial property exclusively for renting. Investment mortgages are also available on mixed use or semi-commercial properties. Commercial investment mortgage rates are individually priced to match the strength of the proposal. The deposit requirement and headline mortgage rate will depend on the property, the quality of tenant, the length of the lease and the borrower’s investment experience. We have access to exclusive deals only available from selective lenders. All application decisions are subject to credit assessment and passing lenders affordability test.
- Apply for a minimum of £100,000
- Spread the cost over 5 to 25 years
- Borrow up to 80% of the property value. In some circumstances we may be able to secure more funding (subject to additional security)
- Choose between fixed or variable rates
- Suitable for experienced operators with robust track record
- VAT loans available for qualifying commercial properties
Alpha Capital is a Commercial Finance Broker and not a Lender.
Alpha Capital is trading style of Alpha Capital & Debt Advisory Services Ltd, Company Number: 12557280.
Alpha Capital and Debt Advisory Services Ltd is authorised and regulated by the Financial Conduct Authority. Our FCA number is 988370 and this can be checked by visiting www.fca.org.uk/register. Our registered address is Unit 3, 1st Floor, 6-7 St. Mary At Hill, London, EC3R 8EE. Company number 12557280.
We may receive payment from the finance provider should you decide to enter into an agreement with them.