Dentist COMMERCIAL Mortgages

Dentist Commercial Mortgages

A dental commercial mortgage is a type of loan designed to help you acquire property for your dental practice. Whether you are an Associate looking to buy your first practice or an experienced operator looking to either expand your owner-managed practice and/or looking for a refinance, look no further than Alpha Capital. We have access to exclusive products and rates only available via specialist broker like Alpha Capital. We can source up to 100% funding, subject to status. To find out more how Alpha Capital can help, please contact us today. 

  • We can fund both Freehold & Goodwill purchases
  • Up to 85% LTV on Goodwill practices & 100% LTV on Freehold sites
  • Apply from £50,000 to £25,000,000
  • Fixed rate and Variable rate options available
  • Terms from 1 – 25 years
  • Lender arrangement fees can be added to loan
  • Margins starting from 2% over Base Rate


 Here are some key points about it:

  1. Purpose:
    • Unlike residential mortgages, which focus on personal properties, commercial mortgages are tailored for commercial properties.
    • Dental practices are generally considered low-risk by lenders, making it easier to obtain a commercial mortgage for your practice.
  2. Eligibility and Considerations:
    • Lenders are confident when dealing with the medical sector, including pharmacies, dental practices, and GP surgeries. These sectors are often considered ‘green light’ areas.
    • Both first-time buyers and experienced operators can usually secure funding for dental practices.
    • Despite the impact of COVID-19, there continues to be strong demand for both NHS and private practices of all sizes.
    • Experienced medical finance brokers can help you navigate the commercial finance market and present your case in the best possible light to lenders.
  3. Lender Appetite:
    • Lender appetite remains strong within the dental and pharmacy sectors.
    • Despite the pandemic, support is available for both experienced operators and first-time buyers.
    • An experienced broker can help you find the most favorable terms and navigate the process effectively.


Best Dentist Mortgage

When it comes to dentist finance, Alpha Capital is your trusted partner. Our dedicated team of mortgage brokers understands the unique financial circumstances dentists face and works tirelessly to find the best mortgage solutions for you. We offer personalized service, ensuring that your borrowing needs are met with professionalism, expertise, and attention to detail.

Contact us today to discuss your dental funding needs and let us help you secure the financing you deserve.


Alpha Capital, Your Trusted Business Partner

Alpha Capital is a Commercial Finance Broker and not a Lender.

Alpha Capital is trading style of Alpha Capital & Debt Advisory Services Ltd, Company Number: 12557280.

Alpha Capital and Debt Advisory Services Ltd is authorised and regulated by the Financial Conduct Authority. Our FCA number is 988370 and this can be checked by visiting Our registered address is Unit 3, 1st Floor, 6-7 St. Mary At Hill, London, EC3R 8EE. Company number 12557280.

We may receive commissions that will vary depending on the lender, product, or other permissible factors. The nature of any commission model will be confirmed to you before you proceed.’