Commercial Investment
Experience with regulated sectors
Alpha Capital specialises in facilitating commercial investment mortgages tailored for individuals and businesses involved in the real estate sector, particularly as commercial brokers.
These mortgages are designed to support the acquisition or refinancing of commercial properties intended primarily for rental purposes. Our offerings extend to mixed-use or semi-commercial properties, providing flexible financing solutions to match the unique needs of our clients. Commercial investment mortgage rates are meticulously structured to align with the strength and viability of each investment proposal.
Factors influencing these rates include the property type, the creditworthiness of the tenant, the duration of lease agreements, and the borrower’s track record in property investment. At Alpha Capital, we leverage our extensive network to secure exclusive deals from reputable lenders, ensuring competitive terms that maximise the profitability of your investment.
Our approach emphasizes thorough credit assessments and affordability tests conducted by lenders, ensuring that every application is meticulously reviewed for approval. This meticulous process not only safeguards the interests of our clients but also enhances the likelihood of securing favourable financing terms.
Whether you are expanding your commercial property portfolio, refinancing existing assets, or venturing into semi-commercial ventures, Alpha Capital is committed to providing personalised guidance and access to bespoke mortgage solutions. Our goal is to empower clients in achieving their investment objectives while optimising returns in the dynamic commercial real estate market.
Apply for a minimum of £100,000
Whether you’re embarking on a new commercial venture or expanding your existing portfolio, our minimum loan threshold of £100,000 ensures that we cater to a wide range of investment needs. This allows you the flexibility to pursue opportunities that align with your financial goals and growth aspirations in the dynamic real estate market.
Spread the cost over 5 to 25 years
Our flexible repayment terms enable you to manage cash flow effectively by spreading the loan repayment over a period ranging from 5 to 25 years. This extended timeline ensures that your financial obligations are structured in a manner that aligns with the anticipated income streams from your commercial property investments, providing stability and long-term sustainability.
Borrow up to 80% of the property value. In some circumstances we may be able to secure more funding (subject to additional security)
Alpha Capital offers financing options that allow you to borrow up to 80% of the property’s appraised value, providing substantial leverage for your investment. Depending on specific circumstances and additional security measures, we can explore opportunities to secure funding beyond the standard 80%, enhancing your capacity to capitalise on lucrative real estate opportunities.
Choose between fixed or variable rates
Tailor your financing strategy to suit your risk tolerance and market outlook by selecting either fixed or variable interest rates. Fixed rates offer stability and predictability in monthly payments, while variable rates provide flexibility to potentially benefit from market fluctuations. Our team provides expert guidance to help you make informed decisions that align with your financial objectives and market conditions.
Suitable for experienced operators with robust track record
Our commercial investment mortgage products are designed for seasoned professionals and businesses with a proven track record in managing commercial properties. We recognise and reward experience in the industry by offering competitive terms and personalised solutions that reflect your expertise and investment acumen.
VAT loans available for qualifying commercial properties:
Alpha Capital offers VAT loans tailored for qualifying commercial properties, easing the financial burden associated with Value Added Tax (VAT) payments on property acquisitions. This specialised financing option helps streamline your cash flow management and enhances the affordability of acquiring VAT-liable commercial assets, ensuring a smooth and efficient transaction process.