We can support with all form of commercial finance


Invoice Finance

Invoice finance or factoring is a way for businesses to borrow money against pending invoices from customers. This is a simple and most effective way for businesses to improve cashflow and cover ongoing liabilities. An invoice finance or factoring can help you with advance payments which would normally take longer to be paid. There are two broad types of invoice financing in the UK – factoring and invoice discounting.

Factoring

Invoice finance is alternative working capital product that enables businesses to sell unpaid invoices to a third party and can receive a payment in advance. In simple terms, the factoring company buys your invoices for a percentage of their total value and then takes responsibility for collecting the invoice payments. They will also take control of your sales ledger and collect bad debt giving you total piece of mind.

Invoice Discounting

With Invoice Discounting you maintain full control over the collection of payments, making the facility entirely confidential. This is alternative solution to improve cash flow and release cash from unpaid invoices. However, you will run the risk of managing late payments and bad debts. This type of funding is especially useful as the company pays interest and fees based on usage. The debt revolves and does not have to paid back over a short time period as a loan would. Invoice discounting facility is suitable for businesses:

Alpha Capital is a Commercial Finance Broker and not a Lender.

Alpha Capital is trading style of Alpha Capital & Debt Advisory Services Ltd, Company Number: 12557280.

Alpha Capital and Debt Advisory Services ltd is an Appointed Representative of Acorn to Oaks Financial Services ltd which is authorised and regulated in the UK by the Financial Conduct Authority (“FCA”) with firm reference number 486131.

We may receive payment from the finance provider should you decide to enter into an agreement with them.